Management Accounts
Monthly or quarterly figures so you know where you stand. Useful for growth, lending, hiring, and planning the tax bill you can afford.
ACCA qualified
Xero certified
Based across Oxfordshire & Essex
Transparent pricing
If you're making big decisions on last year's figures, you're flying blind.
Year-end accounts are too late for most decisions
Statutory accounts arrive 9 months after the period they cover. By the time you see your year-end profit, you're already a year into the next set.
Decisions on hiring, equipment, pricing, and borrowing get made on instinct or on memory. Sometimes that works. Often it costs you more than the accounts themselves.
Want to talk it through? Fifteen minutes on the phone, no fee.
What Management Accounts Include
- Monthly or quarterly profit and loss statement
- Balance sheet with comparatives
- Cashflow statement showing cash in, cash out, and runway
- Key performance indicators of your choice (gross margin, debtor days, sales per head, etc.)
- Variance analysis comparing actuals against your budget or forecast
- Plain-English commentary explaining what the numbers mean
- A sit-down meeting (in person or video) to walk through the figures
- Cashflow forecasting and scenario planning where useful
Want a clear proposal for your business? Ask on the call.
How It Works
Meet us
A video call to start, or we come to you if you're in Oxfordshire or Essex. We look at what you're doing now, what's working, and what's missing.
Agree the plan
We set up your books, confirm the services you need, and provide a clear proposal in writing.
Work together through the year
Regular check-ins, clear advice, and no surprise bills at year end.
Step one starts here. Fifteen minutes, no fee.
Who This Is For
Businesses turning over £200k or more
Businesses applying for lending or grant funding
Businesses with investors, board reporting, or external shareholders
Businesses planning growth, hiring, or capital investment
Businesses where the owner can no longer hold all the numbers in their head
Sounds like your business? Let's have a chat.
Transparent Pricing
Every client is different, so we don’t force businesses into one-size-fits-all packages.
We’ll discuss what support you need, agree the scope of work upfront, and provide a clear proposal before we start.
Many clients choose to spread the cost through monthly payments, helping them budget for their accountancy support throughout the year.
Want to know what your business would cost? Ask on the call.
Why SD Accountancy
Based across Oxfordshire and Essex. A small team. One standard of work. You meet the accountant doing your books. You always speak to them directly. You never get bounced to a help desk or a rotating cast of juniors.
That's how Samuel set up the firm in 2024 and that's how we still work as we grow.
Sound like your kind of accountant? Let's have a chat.
Common Questions
What's the difference between management accounts and statutory accounts?
Statutory accounts are the legal year-end document filed at Companies House. Management accounts are internal reports prepared monthly or quarterly to help you run the business. They use the same data but answer different questions.
How often should I have management accounts?
Monthly for businesses turning over £500k+ or growing fast. Quarterly works for stable businesses. We'll recommend the frequency that matches the decisions you're making.
Can I get them faster than monthly?
Yes. Some clients run weekly KPI dashboards alongside monthly management accounts. We'll set up whatever cadence works for your business.
Will my bank accept these for lending?
Yes. Banks and alternative lenders routinely ask for the most recent management accounts when reviewing a lending application. Ours are formatted to meet that standard.
Do I need bookkeeping in place for management accounts to work?
Yes. Reliable monthly figures need clean monthly bookkeeping. Most clients use our bookkeeping service alongside management accounts so the numbers feed straight through.
Got a question not on the list? Ask us on the call.
Book Your Free Discovery Call
A short call to talk through your business, your current setup, and what’s on your mind. You’ll come away with a clear answer on whether we’re the right accountant for you. No fee and no obligation either way.