VAT Scheme Advice for Construction and Growing Businesses in Oxfordshire and Essex

The right VAT treatment for your business, including the Domestic Reverse Charge for construction. Registered, set up, and filed correctly.

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Xero certified

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Based across Oxfordshire & Essex

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Transparent pricing

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VAT has more schemes, thresholds, and exceptions than any other tax. The right one saves money; the wrong one costs it.

The wrong VAT scheme quietly costs you money

Standard, Flat Rate, Cash Accounting, Annual Accounting, and the Domestic Reverse Charge for construction. Each one changes how much VAT you hand over and when. Most businesses are on whichever scheme they happened to pick at registration and never check whether it still fits.


In construction especially, the Domestic Reverse Charge trips people up constantly — invoicing wrong, paying VAT that should never have changed hands, or failing a check because the paperwork doesn’t add up.



Want to talk it through? A quick call, no fee.

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What Our VAT Scheme Service Includes

  • VAT registration, on time and on the right scheme
  • Review of your current scheme to check it still saves you money
  • Domestic Reverse Charge setup and ongoing handling for construction
  • Flat Rate Scheme assessment and the right flat rate percentage
  • Cash Accounting and Annual Accounting advice where they help cashflow
  • Quarterly VAT returns, fully compliant with Making Tax Digital
  • VAT treatment advice on tricky areas (property, mixed supplies, imports)
  • HMRC correspondence and VAT enquiry support

Want a clear proposal for your business? Ask on the call.

How It Works

Meet us

A video call to start, or we come to you if you're in Oxfordshire or Essex. We look at what you're doing now, what's working, and what's missing.

Agree the plan

We set up your books, confirm the services you need, and provide a clear proposal in writing.

Work together through the year

Regular check-ins, clear advice, and no surprise bills at year end.

Step one starts here. Fifteen minutes, no fee.

Who This Is For

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Construction businesses dealing with the Domestic Reverse Charge

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Businesses approaching or over the £90,000 VAT threshold

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Businesses on the wrong scheme, paying more VAT than they need to

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Tradespeople and contractors unsure how to invoice for VAT

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Service businesses that might benefit from the Flat Rate Scheme

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Anyone who’s had a VAT return queried or a penalty from HMRC

Sounds like your business? Let's have a chat.

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Transparent Pricing

Every client is different, so we don’t force businesses into one-size-fits-all packages.


We’ll discuss what support you need, agree the scope of work upfront, and provide a clear proposal before we start.


Many clients choose to spread the cost through monthly payments, helping them budget for their accountancy support throughout the year.


Want to know what your business would cost? Ask on the call.

Why SD Accountancy

Based across Oxfordshire and Essex. A small team. One standard of work. You meet the accountant doing your books. You always speak to them directly. You never get bounced to a help desk or a rotating cast of juniors.


That's how Samuel set up the firm in 2024 and that's how we still work as we grow.

Sound like your kind of accountant? Let's have a chat.

Common Questions

  • What is the Domestic Reverse Charge?

    For most construction services between VAT-registered businesses, the customer accounts for the VAT, not the supplier. It changed how construction invoices work, and getting it wrong is common.

  • When do I have to register for VAT?

    When taxable turnover passes £90,000 in a rolling 12-month period. Sometimes registering earlier makes sense — we’ll advise based on your numbers.

  • Is the Flat Rate Scheme worth it?

    For some businesses, yes; for others it costs more. It depends on your costs and the VAT on your purchases. We’ll model both before you choose.

  • Can I change VAT scheme?

    Usually yes, within HMRC’s rules. We’ll check whether a switch saves you money and handle the change for you.

  • Will Making Tax Digital affect me?

    If you’re VAT registered, yes — returns must be filed through compatible software. We set that up as part of the service.

Got a question not on the list? Ask us on the call.

Book Your Free Discovery Call

A short call to talk through your business, your current setup, and what’s on your mind. You’ll come away with a clear answer on whether we’re the right accountant for you. No fee and no obligation either way.